Learning Center

First Time Home-buyer
If you are a first time buyer, you will find valuable information here that will allow you to learn what to expect about the process and what some of the benefits are to real estate ownership.

Credit Information
Want to learn more about your credit? Our credit information about credit tiers and how to repair your credit can save you thousands on a better rate or better terms for your mortgage.

Refinance
Learn more about your refinancing options with information about our programs and lenders.

Mortgage Terms & Definitions
Check out our mortgage glossary for terms used throughout the mortgage process.

Real Estate Investing
Want to learn more about real estate investing? We have helped some of our clients become millionaires by helping them figure out ways to afford multiple investment properties. Think you can't? Call us and we'll help.

Frequently Asked Questions
Visit our Frequently Asked Questions (FAQ) area to see the answers to common questions.

Our Vision
We feel it is our obligation to help you become a well-informed real estate investor, able to understand and recognize the opportunities that arise through better equity management and investments.

Mortgage Calculator
Want to know what your payment will be? Use our mortgage calculator to see what your payment will be with principal and interest.

Closing Costs
Finally, visit our page on closing costs to learn about some common fees and prepaid items that make up loan closing costs.

More Questions?
We hope you will find this information helpful and please give us a call at (805) 496-5415 or email us with any questions or comments.